Present Value Calculator
Find what a future sum is worth in today's money.
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How it works
PV = FV ÷ (1 + r ÷ k)^(k × years). The higher the discount rate or the longer the wait, the less a future payment is worth today. Use it to compare a lump sum now against money promised later. Example: with the default values, present value comes to $27,919.74.
FAQ
Is this calculator free?
Yes. No signup is needed and nothing you enter is stored.
Is the result exact?
Results are rounded for display. For financial, medical, or legal decisions, confirm with a professional.
Do my numbers leave my device?
No. The calculation runs in your browser.