Debt-to-Income Ratio Calculator
See what share of your income goes to debt each month.
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How it works
DTI = monthly debt payments ÷ gross monthly income × 100. Include rent or mortgage, car loans, student loans, and minimum card payments. Many lenders prefer a DTI under about 36%, and 43% is a common upper limit for mortgages.
FAQ
Is this calculator free?
Yes. No signup is needed and nothing you enter is stored.
Is the result exact?
Results are rounded for display. For financial, medical, or legal decisions, confirm with a professional.
Do my numbers leave my device?
No. The calculation runs in your browser.