Credit Card Payoff Calculator
How long it takes to pay off a balance.
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%
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How it works
Months = −ln(1 − r × balance ÷ payment) ÷ ln(1 + r). The payment must be larger than the monthly interest.
FAQ
Is this calculator free?
Yes. No signup is needed and nothing you enter is stored.
Is the result exact?
Results are rounded for display. For financial, medical, or legal decisions, confirm with a professional.
Do my numbers leave my device?
No. The calculation runs in your browser.