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Net Present Value (NPV) Calculator

Discount future cash flows to see if an investment is worth it.

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How it works

NPV = sum of each year's cash flow ÷ (1 + rate)^year − the initial investment. Enter one cash flow per year, separated by commas. A positive NPV means the project earns more than your discount rate. Example: $10,000 invested today with the default cash flows at 8% gives an NPV of about $2,381.

FAQ

Is this calculator free?

Yes. No signup is needed and nothing you enter is stored.

Is the result exact?

Results are rounded for display. For financial, medical, or legal decisions, confirm with a professional.

Do my numbers leave my device?

No. The calculation runs in your browser.