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Payback Period Calculator

How long an investment takes to earn its money back.

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How it works

Payback period = initial investment ÷ net monthly cash flow. It ignores interest and cash flow after the payback date.

FAQ

Is this calculator free?

Yes. No signup is needed and nothing you enter is stored.

Is the result exact?

Results are rounded for display. For financial, medical, or legal decisions, confirm with a professional.

Do my numbers leave my device?

No. The calculation runs in your browser.